
We help individuals and families maximise their SARS disability tax claims, accurately and compliantly.
Trusted by hundreds of clients nationwide, with a proven track record of successful claims and minimal SARS queries.
ACG Consult was founded by Adelien Gouws 16 years ago.
With over 23 years of experience in the finance sector, including 10 years in the medical aid industry, she has become a trusted tax practitioner accredited by SAIT. Her extensive knowledge has proven invaluable in assisting clients with medical aid claims and disability tax claims in South Africa.
Having a child with special needs, she personally navigated the emotional and financial challenges associated with these processes, Adelien connects with clients on a deeper, personal level. This understanding drives her commitment to go above and beyond, ensuring that clients receive the maximum tax relief swiftly and with minimal stress.

Disability clients serviced each year
Section 6B claims refunded by SARS to date
Average refund size per claim submitted
Success rate of Disability Claims submitted to SARS
Client retention rate

An incorrectly completed ITR-DD is one of the most common reasons disability tax claims are delayed or rejected. Even small errors, missing information, or vague medical details can result in SARS disallowing the claim or requesting additional verification. Because the ITR-DD forms the foundation of your Section 6B claim, it must be comp
An incorrectly completed ITR-DD is one of the most common reasons disability tax claims are delayed or rejected. Even small errors, missing information, or vague medical details can result in SARS disallowing the claim or requesting additional verification. Because the ITR-DD forms the foundation of your Section 6B claim, it must be completed accurately and in line with SARS requirements.
Read our step-by-step guide to completing the ITR-DD correctly.

Many disability tax claims are significantly underclaimed because qualifying expenses are overlooked or incorrectly categorised. From medical aids and therapies to everyday costs that may qualify under Section 6B, small omissions can add up to a meaningful reduction in your refund. Ensuring that all eligible expenses are identified, corr
Many disability tax claims are significantly underclaimed because qualifying expenses are overlooked or incorrectly categorised. From medical aids and therapies to everyday costs that may qualify under Section 6B, small omissions can add up to a meaningful reduction in your refund. Ensuring that all eligible expenses are identified, correctly calculated, and properly supported is essential to maximising your claim while remaining fully compliant with SARS requirements.
See which expenses you may be missing and how to claim them correctly.

Even when a claim is valid, poor structuring of the submission and supporting documents can lead to delays, queries, or outright rejection by SARS. Disorganised records, missing links between expenses and the disability, or unclear supporting evidence make it difficult for SARS to assess the claim efficiently. A well-structured submissio
Even when a claim is valid, poor structuring of the submission and supporting documents can lead to delays, queries, or outright rejection by SARS. Disorganised records, missing links between expenses and the disability, or unclear supporting evidence make it difficult for SARS to assess the claim efficiently. A well-structured submission significantly improves the likelihood of a smooth and successful outcome.
Learn how to structure your claim and supporting documents correctly..

We start by understanding your specific circumstances and assessing whether you qualify under Section 6B. This includes reviewing your medical condition, existing documentation, and prior submissions (if any) to identify risks, gaps, or missed opportunities before moving forward.

Once eligibility is confirmed, we ensure your claim is fully optimised. This includes identifying all qualifying expenses, refining supporting information, and aligning everything with SARS requirements to maximise your claim while remaining fully compliant.
We also assess whether you can claim for prior years to ensure no valid refunds are missed.

We manage the submission process on your behalf, ensuring everything is correctly structured and fully supported. Where SARS raises queries or requests additional information, we handle all interaction to keep your claim progressing.
We do not give up! We follow the dispute and appeals process through to finalisation and have successfully escalated matters to the Tax Ombud when required
Please reach us at adelien@acgconsult.co.za if you cannot find an answer to your question.
A person qualifies if they have a moderate to severe impairment lasting longer than 12 months that significantly affects daily functioning.
The condition must be confirmed by a qualified medical practitioner using the ITR-DD form.
There is no separate registration process. You claim it as part of your annual SARS tax return by submitting a completed ITR-DD form.
SARS will assess your claim based on the information provided.
The ITR-DD form is a SARS-required document used to confirm both the diagnosis and severity of a disability. It must be completed by a qualified medical practitioner and is essential for claiming the disability tax benefit.
The amount depends on your qualifying expenses, but many taxpayers underclaim due to incorrect or incomplete submissions.
Qualifying expenses may include therapy, specialised schooling, assistive devices, and care-related travel.
Claims are often rejected due to incorrectly completed ITR-DD forms, underreported expenses, or poor structuring of the submission.
Even qualifying claims can be reduced if not properly prepared.
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